At Happy Home Owners, we believe that everyone deserves to own their own home. Through our innovative Rent to Own programs, we can make your dreams a reality. Even if your credit isn't perfect, we can still help you. Click on our buyers page for a detailed explanation.
BUYERS
Are you in the market for a home but do not qualify by traditional means? We can help you become a HAPPY HOME OWNER in as little as 1-3 years. With a small down payment and a fixed monthly rent, you can:
- choose a home you would like to own
- establish your credit over the rental term
- build up rent credits towards your purchase down payment
- rent a home today and own it in the future
SELLERS
Is your home on the market but just not selling? Are you tired of dealing with the hassles of renting out your property or just having trouble covering expenses with the rent? Is Foreclosure threatening you?
WE CAN SOLVE YOUR PROBLEMS!
ADVANTAGES OF HOME OWNERSHIP
Building your own Equity
Instead of renting and building up someone elses equity, why not build your own. Create your own wealth through home ownership.
Appreciation
Even though there are market fluctuations, in the long term, real estate consistantly increases in value. By owning your own home, you can participate in the appreciation of an asset while providing a place to live for you and your family.
Capital Gain Exclusion
In Canada, gains from a principal residence are taxed at a substancially lower rate that capital gains on other investments. This advantage makes home ownership your best investment.
Equity Loans
A home equity loan is a second mortgage that lets you turn equity into cash. You can then spend it on debt consolidation, home improvements, college education or other expenses.
